Bank holiday today: Your Complete Survival Guide to the September 2025 Bank Holidays

Bank holiday today: As India prepares to immerse itself in the vibrant and devotional nine-night festival of Navratri, it’s crucial to stay ahead of your financial planning. The festive season often brings a series of bank holidays that can disrupt routine transactions, and the week starting September 22, 2025, is packed with significant closures. For anyone managing finances in India, or for NRIs in the USA and UK conducting business or sending money home, here is your essential guide to the bank holiday schedule.

Are Banks Closed on Monday, September 22?

The most immediate question for many is about the start of the festival. While it is not a nationwide holiday, banks, including all public and private sector branches, will be closed today, Monday, September 22, in Jaipur, Rajasthan. This closure is in observance of Navratra Sthapna, the sacred first day of Navratri, which marks the ceremonial placement of the holy Kalash and the invocation of Goddess Durga. So, if you have any banking business in Jaipur, you’ll need to turn to digital alternatives.

The Week Ahead: A String of Regional and National Closures

The holidays don’t stop with Jaipur. The rest of the week also sees important closures you need to be aware of:

• Tuesday, September 23: All bank branches will remain shut in Jammu and Srinagar. This holiday celebrates the birthday of Maharaja Hari Singh Ji, the last ruling monarch of the princely state of Jammu & Kashmir, a significant day in the region’s history.
• Weekend Closures (Nationwide): Don’t forget the standard weekend holidays mandated by the Reserve Bank of India (RBI). Banks across the entire country will be closed on Saturday, September 27 (the fourth Saturday of the month) and Sunday, September 28.

Mark Your Calendar: Complete Bank Holiday List for September 2025

To ensure you’re fully prepared, here is the complete list of major bank holidays for the rest of September 2025:

• September 22 (Monday): Jaipur (Navratra Sthapna)
• September 23 (Tuesday): Jammu and Srinagar (Birthday of Maharaja Hari Singh Ji)
• September 27 (Saturday): Nationwide (Fourth Saturday)
• September 28 (Sunday): Nationwide (Regular Sunday Holiday)
• September 29 (Monday): Agartala, Kolkata, and Guwahati (Maha Saptami – The seventh day of the grand Durga Puja festival)
• September 30 (Tuesday): Multiple Cities including Agartala, Bhubaneswar, Guwahati, Imphal, Jaipur, Kolkata, Patna, and Ranchi (Maha Ashtami/Durga Ashtami – One of the most auspicious days of Durga Puja and Navratri)

Your Digital Lifeline: How to Manage Your Money When Banks Are Closed

A bank holiday no longer means you are cut off from your finances. Even when the physical branches are closed, your money remains fully accessible through a robust digital ecosystem:

• Mobile and Online Banking: Your bank’s app and website are your 24/7 virtual branches. You can check your balance, transfer funds (NEFT/RTGS/IMPS), and pay bills anytime, anywhere.
• UPI (Unified Payments Interface): UPI services function seamlessly around the clock, allowing for instant payments and money transfers using apps like Google Pay, PhonePe, and Paytm.
• ATMs: For cash emergencies, Automated Teller Machines (ATMs) will remain operational for withdrawals and deposits.

By planning ahead and leveraging these digital tools, you can ensure the bank holidays don’t interrupt your festive celebrations or your financial obligations.